Short-term Medical Quotes

Instant Short Term Medical Quotes


Available in Idaho, Montana, Oregon, Utah, Washington

Note: LifeMap only offers a "Single Payment" option and will not be quoted when selecting "Monthly"

states that we serve

Welcome to our short-term medical insurance quoting site! Our system is capable of quoting STM plans in Idaho, Montana, Oregon, Utah and Washington. You can get price quotes and compare benefits. We hope that this is helpful.

short term medical insurance

STM plans are designed to provide medical coverage on a temporary basis to fill a temporary need. It cannot be renewed and is not intended to replace permanaent coverage. If the temporary need continues, in some cases you may apply for one new policy within a 12-month period.

There is no continuous coverage between policies. Any condition that may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered under the subsequent policy.

When is short term medical insurance appropriate?

  • Temporary or seasonal workers
  • Recent graduate or no longer on their parents’ plan
  • Between jobs, on leave from work, or recently laid off
  • Temporary or seasonal workers
  • Waiting for an individual policy to get issued
  • Entering the job market
  • Starting a business

pre-existing conditions

These plans are designed to cover any new sickness or injury that occurs while covered on the policy. There is no continuous coverage between policies. Any condition which may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered on the subsequent policy.

Short Term Medical plans do not meet ACA requirements as eligible minimum coverage.

Do not cancel your current health insurance until you receive written confirmation from the Insurance Company that your new policy is in effect. Filling our an application form does not guarantee coverage.

FAMILY / INDIVIDUAL HEALTH INSURANCE PLANS ARE NOT "GUARANTEED ISSUE" PRODUCTS AND REQUIRE MEDICAL UNDERWRITING BEFORE BEING ISSUED.

stmnw.com is a web site from CDA Insurance LLC. CDA Insurance LLC is not an insurance carrier, we are an agency that represents many companies offering products to the general public and also to medicare recipients. We do our best to assure that all information presented on our web site is current and accurate. The information and suggestions on our site are intended for informational purposes only, and we expressly disclaim any representations or warranties, express or implied, regarding the accuracy of such information.

CDA Insurance LLC is not an insurance carrier, we are an agency that represents many companies offering short term medical insurance plans. Please be aware that these policies are temporary insurance plans and not recommended as a replacement for permanent health insurance plans that are available. Additionally, these plans DO NOT satisfy ACA requirements for qualifying health plans.